5 Common Mistakes to Avoid when Filing a Car Accident Claim
Being involved in a car accident will have a huge impact on your life. At best, you may lose your main form of transportation. In the worst of situations, you may be left with a permanent injury that seriously affects your quality of life. When someone else was to blame for the crash, you may be able to file a claim against them to recover compensation for your injuries and other losses.
There are certain steps that can help your claim, but there are also certain actions that can hurt it. Below, our Daniel Island car accident lawyer outlines the five most common mistakes in these cases, and how to avoid them.
Failing to Call the Police
In South Carolina, you must report any car accident that resulted in injury, death, or property damage that exceeds $1,000 in value. Still, even if you think you were not hurt, it is important to report the crash to police. This will document the crash and within their report, the police officer may even indicate the other party was at fault.
Failing to Seek Medical Attention
Your health and safety is the most important priority after a crash. You need to seek medical attention as soon as possible so your injuries do not become worse. Visiting an emergency room will also document your injuries so you can prove the severity and nature of them to the insurance company. Additionally, if you do not seek medical attention, the insurer will argue that you were not hurt as badly as you claimed.
Saying Too Much
Whether at the car accident scene or talking to the insurer covering the liable party, it is always important to not give away too much information. Anything you say can be used against you and the insurance company will take your words out of context to make it seem as though you are to blame for the crash. Always stick to the facts when speaking to anyone and preferably, direct all parties to your attorney who will ensure your rights are protected.
Accepting the First Offer
The insurance company will offer you a settlement, possibly in the hours or days following the accident. Many people accept this offer because they are happy to receive anything at all and because insurance adjusters seem so friendly and helpful. Insurance adjusters have a goal to protect as much of the insurer’s profits as possible. While they seem like they want to help you, they do not. The first offer is never enough to fully cover your injuries and other losses. Instead, let a lawyer negotiate a fair settlement that will protect you now, and in the future.
Not Working with a Car Accident Lawyer in Mt. Pleasant
Throughout every phase of your claim, our Mt. Pleasant car accident lawyer at Fuller Law Firm will protect your rights and ensure you receive the full and fair settlement you deserve. Call us now at 843-277-0013 or contact us online to request a consultation and to learn more about how we can help with your case.